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For Buyers
Buying a home is an exciting and stressful time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. I pride myself on repeat business and hope you'll come to understand why.
As Your Agent, I Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
Title insurance fees depend on the sales price of the home. There will also be attorney fees associated with closing the loan.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
I can, with the assistance of your lender, estimate the closing costs before write a contract. |
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Waterford Landing: Richmond Hill The Waterford Landing is an elegant subdivision situated just south of Richmond Hill. This community is outside the city limits (no city taxes) but still within the highly regarded Richmond Hill Public School system.
This Bryan County subdivision... More On This Community
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Marsh Harbour: Richmond Hill Marsh Harbour subdivision sits aside a gorgeous marsh and offers deep-water access on its community dock.
Marsh Harbour sits off the country road of Belfast Keller. Gas and convenience stores are approximately five minutes down the road, and large... More On This Community
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Brighton: Richmond Hill
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Mainstreet: Richmond Hill The Mainstreet subdivision is a family-oriented community located in Richmond Hill, Georgia close to schools, churches, shopping, local parks, Fort Stewart, and area attractions... More On This Community
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Historic Savannah: Historic Savannah Savannah's historic district is, without doubt, one of the most charming neighborhoods in the country; and, for the right person, is a wonderful place to make your home. This is one of the leading vacation destinations in the U.S.A. The Historic Dis... More On This Community
Search Listings By MLS Area: Historic Savannah
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Teresa Cowart •
RE/MAX Accent •
Cell: (912) 667-1881 | Office: (912) 756-5888
17 Richard Davis Road • Richmond Hill,
GA 31324
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